Need an appraisal in Denver or Jefferson County?
See the top seven reasons CO homeowners need Deer Creek Appraisals:
Do you own a home in or near Denver? Do you need help determining the price of your real estate?
At Deer Creek Appraisals, we understand the unique needs of a homeowner seeking appraisal services. Our customary business clients understand the appraisal process and the standard documents we provide. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Deer Creek Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping customers just like you do away with unwanted PMI insurance.
Challenging property tax assessments
If you live in a region that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Deer Creek Appraisals is your #1 weapon.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Deer Creek Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.